Cancer Insurance can be taken as follows:
As a part of a
Critical Illness cover we cover Mediclaim
A Critical Illness
Cover is similar to an individual Cancer cover,however, a Critical illness plan
will cover other Critical Illnesses like Heart Stroke, Major organ Transplants,
etc
This one comes as
an add-on to Life Insurance
Cover
As a part of
a Comprehensive Health
Insurance or Mediclaim
The most comprehensive and wise cover according to us. Most Mediclaims cover cancer at any stage and pay for the treatment up to the Sum Insured
Plan
Features: How we Select a plan for you
Available from the
age of 18 Years However, Comprehensive Health Insurance Plans cover
children from the age of 3 Months if parents are covered.
No Waiting Period
Cover Some companies may cover Treatment with a post-waiting period of 30
Days only.
Treatment for
Chemotherapy / Radiation These claims are generally ‘Day-Care’ claims. You
can get these expenses covered by some companies.
Less Premium term,
More Coverage You may select a limited payment term and then the cover can
continue Lifelong.
Waiver of Premium
Clause A features that if the disease is detected, then the future
premiums are waived off, while the cover continues.
Multiple claim
benefits You can avail of plans in which the Sum Insured will be renewed
every year, hence the eligible claims can be taken multiple times
A Cancer and/or
Heart Cover for you can be recommended after considering.
·
Insured’s
age & Number of members
·
Occupation
·
City of
Residence or preferred City of Treatment
·
Previous
& Current medical history
·
Family
History
·
Personal
Hospitalization history
·
Premium
budget